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Melody Smith Jones

Melody Smith Jones

Chief Net Maker

Melody grew up in poverty, and she was homeless throughout most of her childhood. Even after the hard work of getting out of poverty was accomplished, she still lived in fear of the next bad thing that could happen. She knew that, without the security of a safety net, one misstep would mean certain disaster.

Not having been taught the lessons of financial stability, she mostly lived paycheck-to-paycheck until her career took her to Japan. There she learned the power of personal savings through a society that has made these lessons a part of their culture. She came back to the United States and has used these new financial skills to save, put herself through business school, pursue a career in consumer technology, and now lives with a comfortable safety net of her own.

It was not until this safety net was established that she truly felt liberated and free from the anxiety of living in poverty once again. Within her lifetime Melody has experienced most women’s nightmare and most women’s dream. She is now motivated to share this sense of freedom with all women.